Monday, April 4, 2011

Our Articles : Woman Owned Business : Investing for Women : Golden Girl Finance

Our Articles : Woman Owned Business : Investing for Women : Golden Girl Finance

Breadwinner Barbie: a doll of independent means

Barbie built a $3 billion brand; can Ken handle being a kept man?

Apr 4, 2011

Breadwinner Barbie: a doll of independent means

When Mattel (NASDAQ: MAT) unleashed Barbie© on the world in 1959, they could not have known the full impact the little blonde bombshell would have on generations of girls around the world.

From the outset, Barbie was an easy target for feminist derision, with her ageless face, enormous designer wardrobe and her impossible proportions. When her boyfriend Ken© was introduced in 1961, she could have easily become “the little woman”, cast in stereotypical, supportive and subservient roles, while he became the star.

As we all know, the opposite happened. Barbie has never given little girls the impression that she needs Ken to achieve anything, whether it’s getting her dream house or earning a billion dollars in sales. Barbie is the antithesis of the Hollywood damsel-in-distress

Ken, on the other hand, would be nothing without Barbie. The toy-boy just turned 50, having weathered a mid-life crisis (“Sugar Daddy Ken” 2009 and his Bichon Frise companion, really?) and finally winning Barbie back after a seven-year relationship hiatus. Since his cameo in Toy Story 3 last year, Ken has brushed up on his branding and was recently featured in a wildly popular online television series called “The Genuine Ken”. Not since the new Starbucks logo has a makeover commanded this much attention.

So what is it about Barbie that keeps Ken coming back? Whether you love her, or love to hate her, here are five reasons to respect the alpha-doll.

  1. Barbie brings home the bacon. Since Barbie’s arrival on the toy scene in 1959, she has created a $3 billion brand, according to Mattel. Analysts estimate that Barbie is responsible for about $1.2 billion of Mattel’s annual sales, with Ken responsible for less than 10 per cent of that.
  2. Anything Ken can do, Barbie can do better. While both Ken and Barbie have had diverse careers, outfitted as pilots, doctors, dentists and Olympians, Barbie has had more than 125 careers, compared to Ken’s 40-some. While Barbie was busy being an astronaut (1965), race car driver (1998) and computer engineer (2010), Ken has reverted to his happy place as a beach bum at least 22 times.
  3. Hillary Rodham Clinton has nothing on her. Barbie has run for President four times. Neither Republican nor Democrat, Barbie ran as an Independent, representing the Party of Girls. Yeah!
  4. Barbie calls the relationship shots. In 2004, after 43 years of dating, Barbie kicked Ken’s butt to the curb. Perhaps he had been taking her for granted. Barbie turned to Australian surfer-boy Blaine© for comfort, but it was just a fling. Earlier this year, Ken made a highly-publicized effort to win back Barbie. On Valentine’s Day, Barbie acquiesced and made it official by changing her status on Facebook to “in a relationship.”
  5. She’s a single lady. While many criticize Barbie as a symbol of antiquated traditional female values, Barbie has never married nor been pregnant. She has modeled wedding gowns by Vera Wang and other designers, but for more than five decades, she has been a doll of independent means.

So now that Ken and Barbie are back together, will it last? Well, they are anatomically compatible. Yet a recent study in Germany concluded that relationships where wives earn more than their husbands have a higher risk of divorce than those where the husband is the breadwinner. According to a 2006 Statistics Canada report, many employed husbands reported a lower quality of marital life when their wives began to out-earn them.

As much as we’d like to think our society has progressed beyond traditional gender roles, when women earn more than men, ego issues, spending patterns and household decisions all seem to get a little more fraught.

Nevertheless, with or without Ken, Barbie seems to be doing alright. As Jane Austen wrote in her 1815 novel Emma, “a single woman, of good fortune, is always respectable”. We’re not sure what Mattel has in mind, but we think it would be nice if Barbie & Ken could set a good example of the couple of the future: a successful, top-earning wife and a happy, devoted husband, driving off into the sunset in (her) pink Corvette.

Monday, February 14, 2011

Baby Steps to Better Living (Part 2)

Making little changes among a lot of people is what causes changes. The book “Tipping Point” by Malcolm Gladwell talks about how there is always a tipping point to big changes that occur. Perhaps just a few influential people decide to do something differently from other people. If done properly at the right time it can start a cascading effect with that change becoming the norm. So, if we all try to start making positive changes in our lives, it is possible someone somewhere will be influenced by your decisions and from then on a cascading effect of positivism will begin.

This is the second part of my 2 part series on little things we can do towards living a better life for ourselves and others around us.

1.       Take slow controlled breaths a few times a day
2.       Buy items in bulk with less packaging
3.       Pick up the pennies you see on the ground and save them in a penny jar
4.       Insulate your home the best way you can
5.       Wash off makeup at the end of the day and brush your teeth before going to bed
6.       Do activities that increase your heart rate
7.       Be aware of your surrounding no matter where you are
8.       Volunteer at a local organization you identify with
9.       Ask questions about your health to your doctor and know what medications they give you and why
10.   Genuinely care about the people around you and don’t try to fake your feelings
11.   Turn off your car if you are going to be parked over 2 minutes
12.   Play with a puppy or a kitten, or get your own if you can handle them
13.   I have this in list one but here it is again: RECYCLE
14.   Avoid eating out any more than once a month
15.   Say thank you when someone does something nice for you, even if it is someone really close to you
16.   Make eye contact with your significant other as much as you can
17.   Take a class to learn something new, if you can afford it
18.   Avoid crowding the person ahead of you in a line up, you won’t get served faster if you are closer to them
19.   Think of what you put in your mouth BEFORE you put it in their...all food
20.   Make an effort to be a better person

Sunday, February 13, 2011

http://islamgreatreligion.wordpress.com/2011/02/08/11-tips-for-muslim-couples-dealing-with-marital-disputes-in-the-west/

http://islamgreatreligion.wordpress.com/2011/02/08/11-tips-for-muslim-couples-dealing-with-marital-disputes-in-the-west/


11 tips for Muslim couples dealing with marital disputes in the West

Marriages usually start off so nicely. Everyone cooperates-the couple, their parents, other relatives, friends. Things usually run smoothly.
But somewhere along the way, marital disputes pop up. This is of course natural, but these can escalate to dangerous levels if not dealt with correctly.
1. Money
Couples argue over many things but money is by far one of the most frequent and serious. The solution is to discuss issues openly and consult within the family.
For instance, the issue of a wife working outside the home can become a contentious one. This should preferably be discussed before marriage. Also, if she does decide to work and the husband agrees, does she want to contribute a certain portion to household expenses or will she keep all of the money for herself (which is her right)?
One of the ways to avoid arguments about money is to simply make an easy budget which tracks expenses, income, investments, and establishes a framework for taking care of regular family necessities (see a sample budget for a family.
Also, learn how to make a budget and deal with debt. If you are a young student, keep in mind you have to pay off student loans. You should also know where to get interest-free loans and what assistance is available

2. In-laws

In-laws are the focus of blame and reproach when there are marital disputes. But there are ways to maintain a good relationship with them. Here are some tips:
a. Remember your spouse’s parents have known them longer and loved them longer. Never make an issue about “me or them”.
b. Let respective parties settle their own disputes. If your mother-in-law has a problem with her husband, let them deal with it. Don’t interfere
c. Don’t tell your spouse how to improve their relationship with their parents.
d. Expect some adjustment time for parents after marriage to adjust to this new relationship.
e. Remember that mothers are usually skeptical about daughter-in-laws and fathers about son-in-laws.
e. Always treat your in-laws with compassion, respect and mercy.
f. Maintain a balance between your needs and that of your in-laws.
g. Never compare your wife to your mother or your husband to your dad.
h. Do not go to your parents with your quarrels.
i. If you are supporting your parents financially inform your spouse as a matter of courtesy and clarity.
j. Do not forbid your spouse from seeing family unless you fear for their religion and safety.
k.Do not divulge secrets.
l. Make time to know your in-laws but stay out of their disputes.
m. Maintain the Adab (etiquettes) of Islam with your sister- and brother-in-laws (i.e.no hugging or kissing).
n. You are not obliged to spend every weekend with your in-laws.
o. Give grandparents easy and reasonable access to their grandchildren.
p. Be forgiving and keep your sense of humor.
q. Remember that nobody can interfere or influence your marriage unless you allow them to.
r. Invite in-laws at least once a month for a meal.
s. Visit them when you can and encourage your spouse to visit their parents and regularly check on them.
t. When parents become dependent on their children, a serious discussion with all parties present should take place. Expectations and requirements of such a living arrangement must be worked out.

3. Parenting

The tug of war that results from differing understandings of parenting are also a source of tension in marriage. One solution is to start learning about Islamic parenting before having children. If you already have kids, you can still learn.

4. Stress

Stress is an almost constant factor in most people’s lives in North America. Muslim couples are no exception. Stress from work, for example, is carried into the home.
Couples and families need to work out a coping mechanism in the family. For instance, couples can take a walk to talk about the day or go to the Masjid for at least one prayer. They can read Quran individually or together. The methods can vary, but as long as they are Halal and work, they can be used.

5. Domestic violence

This is an extremely sad reality and unless it is dealt with promptly by victims, perpetrators and/or those concerned about the two, then the family will break. Seeking help is necessary and if domestic violence is not stopped, the destructive effects will not only be harmful to the husband and wife, but to their children as well.
Family members, friends and Imams need to stop the abuse. They must intervene and work on getting help for the husband and the wife.

6. Spiritual incompatibility

This is a growing problem in North America, where Muslims from all around the world live and different understandings of Islam are present. There is a disturbing lack of tolerance amongst young Muslims, especially, who may get sucked into cult-like groups which preach a “we’re right and everyone else is wrong” mentality, whether the issue is where you put your hands in prayer or whether you decide to wear Western clothes or traditional Eastern ones.
This intolerance is being transferred to marriages, where a couple may differ on minor points of faith. Married couples must understand the difference between an Islamically acceptable difference of opinion and one that is not. They must develop a tolerance, balance and respect for their differences on that basis.

7. Sexual dysfunction

This is one of the least talked about problems, but it is one that is wreaking havoc in a number of marriages. Many couples who are marrying are not learning the Islamic perspective on sex and marriage. As a result, when they are not satisfied with their spouse, a number of them may turn to others or seek easy divorce, instead of a solution.
Couples have to understand that the marital relationship in this area, as in others, needs work and patience and cannot be the subject of whims and impatience. Knowledge, practice and if possible, the advice of a wise, compassionate scholar are two key elements in finding a solution to this problem.

8. Interfaith marriages

Islam forbids marriage between Muslim women and non-Muslim men. There are a number of Muslim women who have taken this step and regretted it later. Such an action, in most Muslim families, results in the woman being isolated from her family with no support. As a result, when marital disputes do arise, parental support, which is there for many Muslim couples, is not there for these women. These Muslim women may also experience guilt for disobeying Allah and hurting their parents.
In other cases, Muslim women ask non-Muslim men they want to marry to convert shortly before the marriage to appease their parents. Again this can lead to marital disputes. Two things usually happen. Either the man becomes a truly practicing Muslim and the couple is no longer compatible; or he’s bombarded with Muslims from the community wanting to invite him to Islam and he gets upset and may hate Islam.
In the case of Muslim men marrying Jewish and Christian women, the situation is different. While Islam does allow this, Muslim men marrying Jews and Christians need to remember that living in the West, if they end up divorcing, the children will almost automatically be given to the mother. Also, remember that the mother is the child’s most important school. If you want your kids to grow up as practicing Muslims, you are better off marrying a practicing Muslim woman, especially in the West, where the unIslamic cultural influences outside the home are strong enough. Inside the home, it will become even harder to maintain Islamic influences if a mother is not a practicing Muslim herself.

9. Intercultural marriages

While Islam does not forbid intercultural marriages, they can become a source of tension when Muslims, primarily the couple, but also their families, make their culture more important than Islam. If parental support is there for an intercultural marriage, things are smoother for the couple. If there is not, and if there is even hostile opposition on the part of one or both sets of parents, it could be better to not marry the person in the long run.

10. Lack of domestic skills

While girls are being encouraged to become scientists, engineers and doctors, for instance, there is little to no emphasis being placed on gaining domestic skills. It should be remembered that in Islam, while women are not forbidden from working within Islamic guidelines, and men are encouraged to help with housework, women’s primary duty is within the home as a home manager and mother. As a result of the lack of domestic skills, many married couples find themselves in messy homes, where meals lack proper nutrition and in general, there is frustration.
If a married couple is working, husbands need to pitch in more in the home and remember that their wife is a not a machine, but a human being who also needs rest after a hard day of work.

11. The modern Muslim woman meets the old-fashioned Muslim man

While young Muslim women of the West are being encouraged to be strong and confident, boys are being raised in the same way and with the same cultural expectations as their fathers. As a result, young couples face a tug of war, when the old-fashioned, young Muslim boy won’t lift a finger around the house (since he never saw his dad do this) and his young Muslim wife expects him to pitch in, as the Prophet Muhammad (peace and blessings be upon him) did with his wives.
As well, a number of young Muslim men expect their wives not to argue with them since they never saw their mother cross their father. This is once again cultural. But what is clear is that boys and girls are being raised very differently. Parents have to be more careful to give proper training to both children. As well, parents need to intervene in cases of dispute of this nature and be fair, not favor their own child.

Sunday, February 6, 2011

Baby Steps to Better Living (Part 1)

I’ve been giving life some thought lately. I was thinking that the world is so much different in both good and bad ways. Obviously we want to make the world a better place. Where better to start then our own lives? No one ever seems to believe they can make a difference on an individual level to do anything too big, not for the world and not for themselves. But people are very much capable of making little changes in their lives that add up to make huge impacts. Here I wrote out a few things I have either started to do or plan on doing soon to make my life better, on a personal and global scale:

1.       Eat breakfast everyday...proven weight loss strategy and does wonders for your energy level throughout the day

2.       Stay busy. You know the saying: An idle mind is a devil’s workshop...yea I believe it

3.       Take short showers.  5 minutes in the shower can use up to 15 gallons of water.  So 20 minutes will use up enough water to hydrate an entire family for a few months

4.       Wear sweaters instead of turning the heat to max

5.       Walk to and from work, or at least walk around your work or school space. Those extra steps can boost metabolism

6.       Opt for a fruit rather than a bag of chips for a snack; you will remain full longer and stay healthier

7.       Reuse your clothes before washing them. Nothing needs to be washed after one use, not towels or jeans or tops. Underwear...yes

8.       Try to air dry clothes, clothes dryer uses a lot of electricity

9.       Replace fried foods with grilled or baked foods

10.   Smile when you catch someone looking at you, it will put a smile on their face (Smiling, even without reason, releases endorphins: feel good hormones)

11.   Avoid walking down the chips and pop aisle in the grocery store

12.   Hold the door open for the person behind you

13.   Stretch

14.   Turn off the lights in a room you are not using, and turn down the heat

15.   Recycle (Start with the obvious and develop the habit, soon it will be natural). Most packaging, paper and plastic can be recycled. It hurts me to throw things in the garbage that I know can be recycled

16.   Play in the snow with your friends and family

17.   Plan ahead: schedules, clothes, garbage day, appointments, everything (no need to micromanage though)

18.   Call and chat with your parents

19.   Don’t eat after 8pm

20.   Be proud of yourself for bringing all these positive changes to your life J

Monday, January 31, 2011

Dear Irrational (daughter out of the house) « Blog Archive « Dan Ariely

Dear Irrational (daughter out of the house) « Blog Archive « Dan Ariely


Here is a blog written by Dan Ariely, who's area of research deals with proving that people are not rational even when they claim they are. Since a nice number of people I know are currently in the a similar stage to that explained here, I wanted to share this blog.

In here, a lady write in asking how to help her daughter who can't make a decision about what job to go for. Advice given to the mother:
1) Be sympathetic, it's tough deciding what you want to do in life and closing all other doors
2) Systematically eliminate jobs she is not interested in
3) Get her to take a temp job she doesn't really enjoy: Why:
        a) Keeps her on a work schedule and gives her motivation to look for a job she actually likes
        b) Motivation to get out doing something she does not enjoy
        c) Other potential jobs will seem tempting ( to avoid too high of an expectation)

Monday, January 10, 2011

New Year...New Thoughts

I recently read this sentence: Life is what happens to us while we are making other plans. It’s so true. All the beautiful things that we encounter or experience are things that happen purely by chance. You may have had a list to go to the grocery store, but you probably didn’t plan on meeting your spouse there. But it may have happened. You may have accepted a certain job to get you through university but never expected that job to change the way you look at life and change your career path. It’s beautiful how random our lives can be and how we never notice.

Happy New Year everyone. I am not someone who makes new year’s resolutions. I don’t think that if I need to make an improvement in my life, I need to wait for a certain time of the year to make that change. Perhaps for some people it acts as a motivation and so it works. To keep the good things in life and to let beautiful coincidences in my life to continue, I will not plan changes in my life at a certain time.

An example is my diet. I have made a huge change in my diet. I made this change probably since the last week of November or so. I didn’t want to wait till after Christmas to make the change because then I am telling myself I am not strong enough to make the healthy change. My diet now consists of this:

Breakfast: 1 cup bran cereal, 1 cup non-dairy milk (almond or soy milk), a handful of dried cranberries. I also sometimes add a small amount of yummier cereal so my body doesn’t wonder about the bran too much.

Mid-morning Snack: A banana or container of grapes

Lunch: Box of pre-prepared salad, some dried cranberries, a small amount of sliced almonds, some protein on the side (could be small pieces of chicken or shrimp fried up on pan with some spices). Sometimes I will also have a pita bread. I buy the greek pitas and brush a small amount of olive oil and garlic on them and sprinkle a small amount of salt.

Afternoon snack: An apple, or something equivalent

Supper: Same as lunch

And that’s what I eat all day. I do let myself indulge when I feel a strong urge. Haven’t given anything up but have dramatically reduced the amount of beef, grease and rice i eat.

Figured I’d share this with people. And remember, if you think you need to make a change, make it now. It’s as good  a time as any.

9 Ways to Ward Off Your Worries | World of Psychology

9 Ways to Ward Off Your Worries | World of Psychology




  • Ask yourself right now if you can do something about it. The problem with worry, among others, is that it steals everyday moments. It prevents us from living in the present and enjoying ourselves.In an article on Beliefnet.com, author Allia Zobel Nolan writes:
    You’re at the movies and a worrisome thought crosses your mind. Did I check whether the documents were sent tonight to my client? This thought leads to another and another: If it didn’t get sent, maybe I can drop it off in the morning? But I have a breakfast meeting with the V.P. tomorrow. In the meantime, half the movie has gone by, and you’ve missed it.
    Zobel Nolan suggests asking ourselves: “Can I do anything about this matter right now, right this minute?”
    If you can’t, write down your worry, release it and focus on right now.


  • Block out “worry time.” If your worries are interfering with your day, schedule a time each day that you’re going to worry — and only worry during that time. If a worrisome thought comes into your mind, just say to yourself “I’ll worry about this at 7 p.m.”Also, during your “worry time,” brainstorm some ways you can fix your concerns. Some of your worries may be legitimate and no doubt you’ll feel much better if you create actionable solutions.


  • Realize that worrying is a choice and do something better with your time. This is another tip from Zobel Nolan. Sure, we don’t have complete control over our thoughts, but thinking of worry as a choice is empowering. You don’t have to feed your worry.Once Zobel Nolan notices that worries are swirling in her head, she focuses on another activity, “something that requires your complete mental attention.”Think of your favorite activities that distract you, calm you down and give you laser-like focus. Maybe that’s reading inspiring lines from a book, praying, meditating or doing a puzzle.


  • Flood a piece of paper with your worries. When your brain is bursting with worries, write them down. Release all those cooped-up worries from the corners of your mind, and let the paper deal with them. By writing down your worries, you feel as though you’re emptying your brain, and you feel lighter and less tense.


  • Identify the deeper threats behind your worries and instead work on those. Robert L. Leahy, Ph.D, writes in his book, The Worry Cure: Seven Steps to Stop Worry from Stopping You (read an excerpt here):
    You worry about some things but not others. Why? Your core belief is the source of the worry. It may be your concern about being imperfect, being abandoned, feeling helpless, looking like a fool, or acting irresponsibly.
    So dig deeper into your worries to find the actual root of the problem. Do your worries revolve around the same theme or several similar themes? Write them down and look for patterns.
    If you tackle the root cause, there’s a good chance that these worries won’t come up anymore — or won’t be so powerful.


  • Feel your feelings.What does worrying have to do with identifying and processing your emotions? According to Leahy, worrying is what we do to avoid unpleasant or painful emotions.He writes:
    You are afraid of your feelings because you think you should be rational, in control, never upset, always clear in how you feel, and on top of things. Even though you recognize that you’re a nervous wreck, your fear of your feelings drives you into more worry.


  • Participate in physical activity. Physical activity helps in calming your nerves and clearing your mind. When I work out, my worries seem to melt away. Of course, they don’t vanish but physical activity has a way of putting life into perspective. Those happy endorphins probably have something to do with it, too.Just be sure to engage in physical activities that you genuinely enjoy and that make you happy.


  • Practice regular self-care. When you’re overworked, stressed-out and sleep-deprived, anxiety and worry thrive. So work on getting enough sleep, taking time out to engage in enjoyable activities and nourishing your body.


  • See a therapist. Maybe you’ve tried the above tips to no avail or your worry has worsened. If worry is ruling your world — interfering with work, your relationships or daily life in general — consider seeing a therapist. You can search for a therapist using this tool.


  • Dan Ariely » Blog Archive A gentler and more logical economics «

    Dan Ariely » Blog Archive A gentler and more logical economics «